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Calculate your monthly payment for mortgage, auto or home equity loans. Click on the "?" next to the input box for an item to get help on that item.

Loan calculator and amortization

Loan amount $  (Do not use commas.) Loan term in years or months     years or months Interest rate *      % per year Loan start date    Monthly Payments: $        Extra Payments Calculate the impact of extra payments using any combination of the inputs below Adding $  to your monthly payment Adding $  as an extra yearly payment every Adding $  as a one time payment in Changes paid-off date to       Find your loan: You can get personalized results based on interest rates for the location where you are looking to purchase or refinance. Use this search to compare current rates and lenders. StateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming     >Purchase a homeRefinance a home   below $165,000$165,000 to $300,000$300,001 to $417,000$417,001 to $625,000$625,001 to $1,000,000over $1,000,000   40 yr fixed mtg30 yr fixed mtg20 yr fixed mtg15 yr fixed mtg30 yr FHA mtg10 yr fixed mtg1 yr ARM3/1 ARM5/1 ARM7/1 ARM10/1 ARM 3/1 ARM (IO)5/1 ARM (IO)7/1 ARM (IO)30 yr fixed (IO), 0 points30 yr fixed-0 point15 yr fixed-0 point3/1 ARM-0 point5/1 ARM-0 point3/1 ARM (IO)-0 point5/1 ARM (IO)-0 point30 yr fixed jumbo mtg15 yr fixed jumbo mtg1 yr jumbo ARM3/1 jumbo ARM5/1 jumbo ARM7/1 jumbo ARM10/1 jumbo ARM3/1 jumbo ARM (IO)5/1 jumbo ARM (IO)7/1 jumbo ARM (IO)30 yr jumbo (IO), 0 points30 yr fixed mtg refi20 yr fixed mtg refi15 yr fixed mtg refi10 yr fixed mtg refi30 yr FHA mtg refi1 yr ARM refi3/1 ARM refi5/1 ARM refi7/1 ARM refi10/1 ARM refi3/1 ARM refi (IO)5/1 ARM refi (IO)7/1 ARM refi (IO)30 yr jumbo fixed mtg refi15 yr jumbo fixed mtg refi1 yr jumbo ARM refi3/1 jumbo ARM refi5/1 jumbo ARM refi7/1 jumbo ARM refi10/1 jumbo ARM refi3/1 jumbo ARM refi (IO)5/1 jumbo ARM refi (IO)7/1 jumbo ARM refi (IO)2/28 ARM3/27 ARM2/28 ARM Refi3/27 ARM Refi